Wema Bank Transfer Code – Full List of Wema Bank USSD Codes (2023) - TL Updates
Skip to content

Wema Bank Transfer Code – Full List of Wema Bank USSD Codes (2023)

Wema Bank transfer code

WEMA BANK TRANSFER CODE: WEMA Bank, one of Nigeria’s leading financial institutions, understands the need for convenience and has introduced a range of innovative services to streamline banking transactions. Among these offerings is the WEMA Bank Code, a unique feature that allows customers to perform various banking operations right from their mobile phones. In this comprehensive guide, we will explore the WEMA Bank USSD Code and provide you with all the information you need to leverage its benefits and simplify your banking experience.

What We Covered in this Post

  1. What is the USSD Code for Wema Bank
  2. List of Wema Bank USSD Codes
  3. How to register and activate the USSD code
  4. How to transfer funds using the USSD code
  5. How to perform Airtime Top-Up
  6. How to pay bills via the Wema Bank code
  7. How to stay safe while using the Wema Bank transfer code
  8. Some FAQs about Wema Bank code
  9. About Wema Bank: Quick overview.

What is the WEMA Bank USSD

The WEMA Bank Code, referred to as the Wema Bank transfer code is *945#, is a short and convenient way for WEMA Bank customers to access a variety of banking services using their mobile phones. By dialling this code on their phones, customers can initiate transactions, check account balances, transfer funds, pay bills, and perform other essential banking functions, all without the need for an internet connection. This service is available 24/7, making it ideal for customers who require quick and hassle-free banking services.

Full List of Wema Bank USSD Codes

Account Management Codes:

  • Account Balance: Dial *945*0# to know your balance.
  • Change PIN: Change your PIN via *945*00#.
  • Change Account: Alter your account with *945*2*OldAcctno*NewAcctno#.
  • Registration/Profiling: Initiate via *945*01#.
  • BVN Management: Manage your BVN with *945*4#.
  • Account Restriction: Set restrictions with *945*911#.
  • Account Activation: Activate accounts using *945*5#.
  • Account Opening: Open accounts conveniently via *945*1#.

Airtime, Data, and Transfers Codes:

  • Airtime (self): Top up with *945*amount#.
  • Airtime (others): Send airtime with *945*phoneNo*amount#.
  • Airtime/Data: Discover options with *945*9#.
  • Transfers: Transfer within Wema and to other banks using *945*accountNo*amount#.

Loan Codes:

  • Quick Loan: Access quick funds via *945*65#.
  • Salary-Based Loan: Explore salary-based loans using *945*65#.

Cable TV Codes:

  • Cable TV Menu: Navigate cable services via *945*10#.
  • DSTV: Manage DSTV with *945*11# and *945*11*smartcardNO#.
  • GOTV: Control GOTV with *945*12# and *945*12*smartcardNO#.
  • Startimes: Handle Startimes via *945*13# and *945*13*smartcardNO#.

Internet Service Codes:

  • Internet Service Menu: Access internet options via *945*15#.
  • Smile: Connect with Smile via *945*16#.
  • Spectranet: Engage Spectranet services using *945*18#.

Electricity Bill Codes:

  • Electricity Bill: Manage bills through *945*24#.
  • Specific Providers: Tailor codes for Eko, Ikeja, Ibadan, Abuja, Enugu, Jos, Kaduna, Kano, Portharcourt: *945*25*meterno*amount#, and likewise.

Schools and Exams Codes:

  • WAEC (Result Checking): Check results via *945*70#.
  • JAMB (Result Checking): Access JAMB results using *945*71#.

State Collections:

  • Lagos State Collection: Manage state collections with *945*40#.

Cardless Transactions:

  • Mcash: Engage in cardless transactions through *945*57# and *945*57merchantcodeamount#.
  • Coralpay: Experience Coralpay services with *945*58# and *945*000*REFno#.

Activating the WEMA Bank Code

To activate the USSD code for WEMA Bank on your mobile phone, follow these simple steps:

Step 1: Register Your Mobile Number with Wema Bank

Before you can start using the Wema Bank USSD code, ensure that your mobile number is registered with the bank. If you haven’t done so already, visit your nearest Wema Bank branch to register your mobile number.

Step 2: Dial the USSD Code

To get started, dial *945# on your registered mobile number. This is the magic code that grants you access to the world of mobile banking with Wema Bank.

Step 3: Choose Your Preferred Language

After dialing the USSD code, you will be prompted to select your preferred language. Choose between English, Yoruba, Hausa, or Igbo, depending on your preference.

Step 4: Create Your Transaction PIN

Next, you will be required to create a unique transaction PIN. This PIN will serve as your authorization code for all transactions made using the USSD code. Make sure to choose a strong PIN that is not easily guessable by others.

Step 5: Link Your Wema Bank Account

To complete the activation, you need to link your Wema Bank account to the USSD code. Simply follow the on-screen instructions to enter your account number and link it to the code.

Step 6: Access the World of Mobile Banking

Congratulations! Your Wema Bank USSD code is now activated and ready to use. You can now access a plethora of banking services at your fingertips.

How to Transfer Funds with Wema Bank Transfer Code

Step 1: Register Your Mobile Number with Wema Bank

To get started, ensure that your mobile number is registered with Wema Bank. If you haven’t registered yet, visit the nearest Wema Bank branch with a valid identification and proof of address to complete the registration process.

Step 2: Dial *945# on Your Registered Mobile Number

Once your mobile number is registered, you can activate the Wema Bank transfer code by dialling *945# on your phone. A menu will pop up with a list of available services.

Step 3: Select “Transfer Funds”

From the menu options, choose “Transfer Funds” to initiate the transfer process.

Step 4: Choose the Recipient’s Bank

Next, you’ll be prompted to select the recipient’s bank. You can choose Wema Bank or any other bank in Nigeria, making it convenient to send money to various accounts.

Step 5: Input the Recipient’s Account Number

Enter the correct account number of the recipient. Take a moment to double-check the account number to avoid any errors that could affect the transaction.

Step 6: Specify the Amount to Transfer

Now, input the amount you want to transfer to the recipient’s account. Use the on-screen prompts to enter the exact amount in Naira (NGN).

Step 7: Review and Confirm

Take a moment to review the transaction details, including the recipient’s bank, account number, and transfer amount. Confirm that all information is accurate to proceed.