Unity Bank Transfer Code – Full List of Unity Bank USSD Codes (2023) - Techlimbs

Unity Bank Transfer Code – Full List of Unity Bank USSD Codes (2023)

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UNITY BANK TRANSFER CODE: Unity Bank, one of Nigeria’s leading financial institutions, has introduced a convenient and user-friendly banking solution – the Unity Bank Code. With the power of Unstructured Supplementary Service Data (USSD) technology, customers can now enjoy hassle-free and secure banking at their fingertips. This comprehensive guide will take you through the step-by-step process of activating the USSD code for Unity Bank, making banking transactions quicker and more accessible than ever before.

What We Covered in this Post

What is the Unity Bank Transfer Code
Requirements for Activating the USSD Code
How to Activate the USSD code for Unity Bank
Full List of Unity Bank USSD Codes and Functions
All Uses and Benefits of Unity Bank Code Explained
Security and Safety for the Unity Bank Transfer Code
Frequently Asked Questions

What is the Unity Bank USSD Code

The Unity Bank code, also known as the Unity Bank transfer code is *7799#. It is a user-friendly service that allows Unity Bank customers to access a wide range of banking services using their mobile phones. By dialling a specific code, customers can perform various transactions such as checking account balances, transferring funds, purchasing airtime, paying bills, and more. The USSD Code for Unity Bank operates without the need for an internet connection, ensuring that customers can conveniently manage their finances anytime, anywhere.

Unity Bank Transfer Code

Requirements for Activating Unity Bank Code

Before you can enjoy the convenience of the Unity Bank USSD Code, ensure you meet the following requirements:

  1. Active Unity Bank Account: You must have an active account with Unity Bank to register for the USSD service.
  2. Registered Phone Number: Your mobile number must be linked to your Unity Bank account. If not, visit the nearest Unity Bank branch to update your contact information.
  3. Sufficient Airtime: Ensure that you have enough airtime on your mobile phone to cover the cost of the activation.

How to Activate the USSD code for Unity Bank

Now that you have met the requirements, follow these simple steps to activate the USSD code:

Step 1: Dial the USSD Code From the mobile number registered with your Unity Bank account, dial *7799# on your phone’s dialer.

Step 2: Select “Activate Account” You will receive a prompt with various options. Choose the “Activate Account” option to proceed with the activation.

Step 3: Input Your Account Number Enter your Unity Bank account number when prompted. Double-check the number to ensure it is correct.

Step 4: Create a PIN Set up a secure 4 to 6-digit Personal Identification Number (PIN) that you will use for future transactions. Make sure it is unique and easy to remember but difficult for others to guess.

Step 5: Confirm Activation You will receive a confirmation message on your phone, indicating the successful activation of the code.

Full List of Unity Bank USSD Codes and Functions

  1. *7799*: The main USSD code for Unity Bank services.
    • Function: This is the gateway to Unity Bank’s convenient banking services. You can access various features using this code.
  2. *7799*403*Bet9jaID*Amount#:
    • Function: Fund your Bet9ja wallet easily using this code.
  3. *7799*Amount#:
    • Function: Recharge your own phone with airtime directly.
  4. *7799*PhoneNumber*Amount#:
    • Function: Recharge someone else’s phone with airtime.
  5. *7799*1*AccountNo*Amount#:
    • Function: Transfer money from your Unity Bank account to another Unity Bank account.
  6. *7799*2*AccountNo*Amount#:
    • Function: Transfer money from your Unity Bank account to accounts in other banks.
  7. *7799*0#:
    • Function: Check your account balance.
  8. *7799*5#:
    • Function: Verify your BVN (Bank Verification Number).
  9. *7799*9*PhoneNumber#:
    • Function: Block your bank account for security reasons.
  10. *7799*000*RefID#:
    • Function: Initiate a USSD transaction on a Point of Sale (POS) machine.
  11. *7799*8*Amount#:
    • Function: Withdraw cash from an ATM without using a physical card (cardless withdrawal).
  12. *7799*32*SmartCardNo*Option#:
    • Function: Pay for DSTV subscription:
    • Options:
      • 1: Access package
      • 2: Compact package
      • 3: Compact Plus package
      • 4: Family package
      • 5: Premium package
  13. *7799*33*SmartCardNo*Option#:
    • Function: Pay for GoTV subscription:
    • Options:
      • 1: GoTV Lite package
      • 2: GoTV Max package
      • 3: GoTV Plus package
      • 4: GoTV Value Package
  14. *7799*4*MeterNo*Amount#:
    • Function: Pay for prepaid electricity under Eko Electricity Distribution.
  15. *7799*5*MeterNo*Amount#:
    • Function: Pay for prepaid electricity under Ikeja Electricity.

All Uses and Benefits of Unity Bank Code Explained

The USSD code from Unity Bank has revolutionized banking in Nigeria, empowering customers to conduct various transactions conveniently and securely through their mobile phones. This comprehensive guide will explore all the uses of Unity USSD Bank Code, shedding light on its versatile features and the unparalleled benefits it brings to customers.

Checking Account Balance

One of the primary uses of the USSD code is checking your account balance. By dialling *7799# and selecting the “Check Balance” option, you can instantly view your account balance. This feature is incredibly handy for keeping track of your finances on the go.

Funds Transfer

Transferring funds between Unity Bank accounts or to accounts in other Nigerian banks is a breeze with Unity Bank transfer code. Simply dial *7799# and select the “Transfer Funds” option. Follow the prompts to enter the recipient’s account number, the amount, and your secure PIN to complete the transaction swiftly and securely.

Airtime Recharge

Running out of airtime is no longer an issue with Unity Bank Code. Dial *7799# and select “Airtime Recharge” to top up your phone or any other mobile number you wish to recharge. The process is swift, and you’ll receive an instant notification of the successful transaction.

Bill Payments

Gone are the days of standing in long queues to pay utility bills. With the Unity bank transfer code, you can settle your electricity, water, cable TV, and other bills with ease. Dial *7799# and select “Bills Payment” to make timely payments and avoid late fees.

Mobile Banking PIN Reset

In the event that you forget your mobile banking PIN, Unity Bank Code provides an option to reset it. Simply dial *7799# and follow the instructions to reset your PIN securely.

Checking Account Statement

With Unity USSD Code, you can request your account statement with ease. Dial *7799# and select “Account Statement” to receive your account’s recent transactions via SMS or email.

Mini Statement

To get a quick snapshot of your recent transactions, dial *7799# and select “Mini Statement.” You will receive a concise summary of your account’s five most recent transactions.

Account Opening

Unity Bank Code offers a simplified way to open a new account. By dialling *7799# and selecting “Open Account,” you can start the account opening process from the comfort of your home.

Loan Applications

Customers can apply for various loan products using the transfer code. Dial *7799# and select “Loan” to explore available loan options and submit your application.

Cardless Withdrawals

Forgot your ATM card at home? No worries! Unity USSD Code enables cardless withdrawals from ATMs. Dial *7799# and select “Cardless Withdrawal” to generate a one-time withdrawal code to use at any Unity Bank ATM.

Fixed Deposit Investments

For customers seeking to grow their savings, Unity Bank USSD Code offers an avenue to invest in fixed deposit accounts. By dialling *7799# and selecting “Fixed Deposit,” customers can explore different investment options, view interest rates, and initiate fixed deposit investments.

Cheque Book Requests

With Unity Bank Code, customers can easily request a new cheque book without visiting a branch. Dial *7799# and select “Cheque Book Request” to place an order for a new cheque book that will be delivered to your registered address.

Account Linking

The USSD for Unity Bank allows customers to link multiple accounts for easy management. Dial *7799# and select “Account Linking” to link your various Unity Bank accounts and seamlessly switch between them during transactions.

Account Deactivation

In case you wish to deactivate an account, Unity Bank Code facilitates this process. By dialling *7799# and selecting “Account Deactivation,” customers can initiate the account closure process. However, it’s important to note that certain conditions and requirements may apply.

Card Management

Unity Bank USSD empowers customers to manage their debit cards effectively. Dial *7799# and select “Card Management” to block your card temporarily, activate a new card, or change your card’s PIN securely.

Customer Support

For any inquiries or assistance with Unity Bank Code, customers can access customer support services through the platform. By dialling *7799# and selecting “Customer Support,” you can reach out to a customer service representative for guidance and resolutions.

Security and Safety for the Unity Bank Transfer Code

Unity Bank prioritizes the security and safety of its customers’ transactions. The Unity USSD Bank Code incorporates robust security measures to protect users from fraudulent activities. Here are some important security features:

Personal Identification Number (PIN): During the activation process, customers are required to set a unique PIN. It is crucial to keep this PIN confidential and avoid sharing it with anyone to maintain the security of your account.

Transaction Alerts: Unity Bank sends SMS notifications to customers for every transaction initiated using the Unity Bank Code. These alerts help customers monitor their account activity and promptly detect any unauthorized transactions.

Frequently Asked Questions

To provide further clarity on the Unity Bank Code, here are answers to some frequently asked questions:

Are there any charges associated with using the Code? Unity Bank may impose nominal fees for specific transactions carried out using the bank Code. These charges will be communicated to customers during the transaction process.

Can I use the Unity Bank Transfer Code on any mobile phone? Yes, the USSD Code is compatible with all mobile phones, regardless of the make or model. Whether you have a smartphone or a basic feature phone, you can access and utilize the code.

Is the Unity Bank Code available 24/7? Yes, the Unity Bank Transfer Code is available 24 hours a day, 7 days a week. You can perform banking transactions at your convenience, anytime and anywhere.

Can I use Unity Bank USSD Code for international transactions? No, the USSD Code for Unity Bank is currently only available for domestic transactions. For international transactions, you may need to visit a branch or explore other banking channels.


The Unity Bank Transfer code is a game-changer in the world of banking, offering a plethora of uses and benefits for customers. From checking account balances to conducting cardless withdrawals, the Unity Bank USSD Code empowers customers to manage their finances with unparalleled convenience and security. By embracing this innovative mobile banking solution, customers can enjoy a seamless and efficient banking experience, transforming the way they handle financial transactions. With Unity Bank USSD, the power of banking is truly in your hands.

Eager to read more about our Bank USSD series? You may find the USSD Code for Heritage Bank and Wema Bank USSD service interesting.

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