Union Bank Transfer Code - Full List of Union Bank USSD Codes (2023) - Techlimbs

Union Bank Transfer Code – Full List of Union Bank USSD Codes (2023)

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UNION BANK TRANSFER CODE – Discover the power of the Union Bank USSD Code and revolutionize your banking experience. This comprehensive guide explores the code, its applications, its activation process, its benefits, and more. From checking balances to transferring funds and paying bills, simplify your financial transactions with the Union USSD Code.

What’s Covered?

Below is the list of the different areas covered by this guide. Sit back, relax and let’s take a ride together.

  1. What is a USSD
  2. What is the Union Bank USSD Code
  3. Requirements for Activation of Union Code
  4. How to Activate the Union USSD
  5. Comprehensive List of USSD Codes
  6. How to Check Your Account Balance with the USSD
  7. Transferring Funds within Union Bank
  8. Transferring Funds to Other Banks
  9. Opening an Account
  10. Airtime Purchase for Self and Others
  11. Cardless Withdrawals with Union USSD
  12. Bill Payments with Union Bank USSD Transfer Code
  13. BVN Retrieval Using USSD Code for Union Bank
  14. Blocking ATM Cards
  15. Deactivating Accounts via USSD
  16. The Benefits of USSD Banking
  17. Answering FAQs about the Union USSD Code
  18. Discovering Union Bank Nigeria

What is USSD?

Before we delve into the specifics of the Union USSD Code, let’s unravel the concept of USSD. Unstructured Supplementary Service Data (USSD) is a technology that bridges the communication gap between mobile devices and application servers. Unlike traditional methods that require an internet connection, USSD relies on concise numerical codes to perform various tasks, offering seamless access to essential services, regardless of network coverage.

What is USSD Code for Union Bank?

The Union Bank USSD Code, also known as union bank transfer code, represented by *826#, is a gateway to a realm of financial possibilities. This code empowers Union Bank customers to perform a myriad of banking tasks without the need to physically visit a bank branch. From checking account balances to transferring funds and paying bills, the Union Bank USSD Transfer Code encapsulates convenience, speed, and accessibility in a few simple digits.

Check: USSD Codes for Different Banks in Nigeria

Requirements to Register & Activate Union Bank USSD Code

Enabling the power of the Union Bank transfer code requires a few prerequisites:

  1. Union Bank Account: Naturally, you need an active account with Union Bank to tap into the benefits of USSD banking.
  2. Active Debit Card: Your active Union Bank debit card linked to your account acts as your verification tool.
  3. Mobile Phone: Whether it’s a smartphone or a basic handset, any mobile device will suffice for USSD banking.
  4. Phone Number: Ensure your phone number is linked to your Union Bank account to establish a secure connection.

How to Register & Activate Union Bank Transfer Code

Activating the Union USSD Code is a hassle-free process, requiring only a few steps:

  1. Dial *826# from your registered mobile phone.
  2. Enter your 10-digit Union Bank account number.
  3. Provide the last six digits of your debit card for verification.
  4. Set a four-digit transfer PIN to secure your transactions.
  5. Confirm your entries and receive a confirmation message upon successful activation.

List of All Union Bank USSD Codes

The Union Bank Code is your virtual toolkit for various transactions. Here’s a snapshot of its capabilities:

  1. Check Balance: Dial *826*4# to access your account balance instantly.
  2. Transfer to Union Bank Account: Use *826*1*Amount*Account Number# to transfer funds within Union Bank.
  3. Transfer to Other Banks: Employ *826*2*Amount*Account Number# to send money to accounts in other banks.
  4. Buy Airtime for Self: Recharge your phone with ease by dialling 826Amount#.
  5. Buy Airtime for Others: Help friends and family by dialling *826*Amount*Phone Number#.
  6. Buy Data: Use *826*9# to purchase data bundles effortlessly.
  7. Withdrawal: Get cash without a card by dialling *826*7*Amount# for cardless withdrawals.
  8. Pay Bills: Simplify bill payments by dialling *826# and selecting the bill payment option.
  9. Retrieve BVN: Retrieve your BVN by dialing *565*0# on your registered mobile phone.
  10. Request Loan: Seek financial assistance by dialling *826*41# for loan requests.
  11. Request ATM Card: Initiate an ATM card request with *826*21#.
  12. Hotlist ATM Card: Secure your finances by blocking your ATM card with *826*21#.
  13. Account Opening: Start your Union Bank journey by dialing *826# to open an account.
  14. Deactivate Account Phone Number: In emergencies, dial *826*6*Phone Number# to deactivate your account.
  15. Increase Account Limit: Elevate your transaction limits by dialling *826*8#.
  16. Locate a Union Bank Branch: Find the nearest branch with *826*19#.
  17. Data Capture After Register: Update your account details by dialling *826*3*Account Number#.
  18. Pay Merchant: Facilitate payments to merchants with *826*22*Merchantcode*Amount#.
  19. Unblock ATM Card: Unblock your card by using *826*21#.

Union USSD Code for Checking Balance

The ease of checking your account balance is at your fingertips. Dial *826*4#, input your PIN, and witness your balance appear promptly on your screen.

Union Bank Transfer Code (Intrabank)

The process of transferring funds within Union Bank is streamlined with the USSD code. Dial *826*1*Amount*Account Number#, input your PIN, and approve the transaction with ease.

Union Bank USSD Transfer Code (Interbank)

Need to send money to accounts in other banks? The USSD code simplifies the process. Dial *826*2*Amount*Account Number#, provide your PIN, and authorize the transaction effortlessly.

Union Bank USSD Code for Opening an Account

Embrace innovation by opening a Union Bank account via USSD. Dial *826# and follow the prompts to begin your Union Bank journey.

Union Bank Code for Buying Airtime for Self

Top up your airtime by dialing *826*Amount#. Enjoy instant airtime recharge on your mobile device.

Union Bank Code for Buying Airtime for Others

Recharge airtime for friends and family by dialing *826*Amount*Phone Number#. Stay connected with ease.

Union USSD Code for Withdrawal

Running low on cash? Cardless withdrawals are a breeze with the USSD code. Dial *826*7*Amount# and experience the convenience of cardless withdrawal at ATMs.

Union Bank Transfer Code for Bill Payments

Settle bills seamlessly with the USSD code. Dial *826# and select the bill payment option to complete transactions promptly and securely.

Union Bank BVN USSD Code

Retrieve your BVN quickly and efficiently by dialing *565*0# on your registered mobile phone.

Union USSD Code to Block ATM Card

Security is paramount in the world of banking. To block your ATM card, dial *826*21#, input your PIN, and protect your finances from unauthorized access.

USSD Union Bank Code to Block Account

In dire circumstances, you can deactivate your account from your registered phone number using *826*911#. If you are using another phone number aside your registered phone number, dial the code *826*6*PhoneNumber#. Remember that reactivation is always an option.

Benefits of Using Union Bank Code

Harness the power of the Union Bank Transfer Code to unlock a host of benefits:

  1. Convenience: Perform transactions from anywhere, eliminating the need for physical bank visits.
  2. Accessibility: The USSD code is accessible to all Union Bank customers, regardless of location or network provider.
  3. Speed: Transactions are processed instantly, saving you valuable time.
  4. Security: PIN verification ensures secure transactions and protects your account from unauthorized access.
  5. Cost-Effective: USSD transactions come with lower charges compared to traditional banking methods.
  6. Versatility: From balance inquiries to bill payments, the USSD code covers a wide range of services.
Union Bank Transfer Code

FAQs on Union Bank USSD Code

  1. How do I activate my Union Bank USSD transfer code? Dial *826# using the registered SIM linked to your Union Bank account.
  2. How do I transfer money from Union Bank to another Bank? Dial 8262AmountRecipient’s Account no#. Enter your Union Bank transfer PIN to authorize.
  3. How can I check my Union Bank details? Dial 8264# and follow the prompts to view your account details.
  4. What is the Union Bank Transfer Code to Other Banks? Dial 8262AmountAccount Number# for transfers to other Nigerian banks.
  5. Is there a charge for using the Union USSD code? Yes, charges apply based on the transaction type.

About Union Bank Nigeria

Union Bank of Nigeria Plc stands as one of the distinguished pillars of the country’s banking landscape. With a rich heritage dating back to 1917, Union Bank has consistently upheld its reputation as a trustworthy and respected financial institution. Operating with an extensive network of over 293 service centres and more than 937 ATMs nationwide, the bank caters to a diverse range of clients, including individuals, SMEs, and corporate entities.

Union Bank’s commitment to growth and financial inclusion has been a driving force in its strategic endeavours. By harnessing technology, investing in its workforce, and embracing modern banking practices, the bank strives to provide seamless and innovative solutions to its customers. As a testament to its dedication, Union Bank remains dedicated to becoming Nigeria’s most reliable and trusted financial partner, contributing to the nation’s economic progress and prosperity.


The Union Bank transfer code isn’t just a sequence of numbers; it’s a gateway to enhanced financial accessibility and convenience. Embrace the future of banking by integrating USSD transactions into your routine. With the Union Bank USSD Code, your mobile phone evolves into a powerful tool for seamless and secure financial transactions. Unleash the potential of USSD banking today.

Experience Banking in the Digital Age with Union Bank Code!

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