Rubies Bank USSD Code: Rubies Bank Transfer Code and More (2023) - TL Updates

Rubies Bank USSD Code: Rubies Bank Transfer Code and More (2023)

Rubies Bank USSD Code: Gone are the days of waiting in line at the bank or navigating through complicated online platforms. Rubies Bank has introduced a game-changing solution – the USSD code *7797# – a shortcut to hassle-free banking right from your mobile phone. In this comprehensive guide, we’ll walk you through the magic of the Rubies Bank code and how it can simplify your financial transactions.

What We Covered in this Blog

  1. Getting Started with Rubies Transfer Code
  2. Services Available with Rubies Bank Transfer Code
  3. Why Choose Rubies Bank Code?
  4. Securing Your Rubies USSD Transfer Code
  5. FAQs: Your Questions Answered
  6. About Rubies Digital Bank
  7. Conclusion: Simplify Your Banking

What is Rubies Bank USSD Code?

Rubies Bank brings you a banking innovation that’s as simple as dialling a number. USSD, or Unstructured Supplementary Service Data, is the technology behind this convenience. It allows you to interact with your bank using shortcodes, unlocking a world of financial services on your mobile phone, without the need for internet access. Rubies Bank’s USSD code, also known as Rubies Bank transfer code, *7797#, takes convenience to a whole new level by offering an array of banking services accessible through your mobile phone. All major banks in Nigeria have USSD services.

Getting Started with Rubies Bank Transfer Code

The beauty of the Rubies Bank USSD code lies in its simplicity. Accessing banking services has never been easier:

  1. Dial the Code: From the mobile number linked to your Rubies Bank account, dial *7797#. This USSD code is your gateway to seamless banking, and it works on any phone, whether it’s a feature phone or a smartphone.
  2. Navigate the Menu: Once you’ve dialled the code, a user-friendly menu will appear on your screen, presenting you with various options. Each option corresponds to a different banking service. All you need to do is type the number associated with the service you want.

Services Available with Rubies Bank Code

The Rubies Bank USSD code opens the door to a range of services that cater to your everyday financial needs:

  1. Balance Inquiry: Curious about your account balance? With the USSD code, you can get an instant update on your finances. No more guessing games – your balance is just a few taps away.
  2. Airtime Recharge: Need to recharge your phone urgently? Select the airtime purchase option and follow the prompts – it’s that easy. No more scrambling to find a physical recharge card.
  3. Fund Transfers: Whether you’re sending money to family or friends, the USSD code makes fund transfers swift and hassle-free. No need to visit the bank or go online – just a few keystrokes and your transaction is complete.
  4. Bill Payments: Tired of manually paying bills? The USSD code lets you settle bills conveniently with a few taps. Say goodbye to queues and paperwork – banking is now as simple as sending a text.
  5. Mini Statement: Want to review recent transactions? Get a mini statement delivered straight to your phone. It’s an effortless way to keep track of your financial activities.
  6. PIN Change: Enhance security by changing your Rubies Bank ATM card PIN via the USSD code. It’s a proactive step to keep your account safe from unauthorized access.

Why Use Rubies Bank Transfer Code?

  1. Bank on Your Schedule: The USSD code offers 24/7 banking flexibility, empowering you to manage your finances when it suits you. Whether it’s early morning or late at night, your bank is just a few digits away.
  2. No Internet? No Worries: Forget about internet connectivity issues. The USSD code functions without internet access, ensuring you can perform transactions even in areas with limited connectivity.
  3. Swift Transactions: In today’s fast-paced world, time is a valuable commodity. Transactions via the USSD code are quick and efficient, ensuring you spend less time on banking and more time living life to the fullest.
  4. Accessible to All: The USSD code is designed to be accessible to everyone, regardless of whether you own a smartphone or a basic mobile phone. It’s a truly inclusive way of banking.

How to Secure Your Rubies USSD Transfer Code

While the Rubies Bank USSD code offers unparalleled convenience, it’s essential to prioritize security:

  1. Guard Your PIN: Treat your USSD PIN like your secret key. It’s your entryway to your bank account, so keep it confidential and never share it with anyone.
  2. Use Registered Numbers: Stick to the phone number linked to your Rubies Bank account for USSD transactions. This ensures that you’re using a verified number for your banking activities.
  3. Stay Alert: As with any financial activity, be cautious of any unsolicited messages or calls asking for your USSD PIN or other confidential information. Be proactive in protecting your financial data.

Frequently Asked Questions (FAQs)

1. What is a USSD code? USSD stands for Unstructured Supplementary Service Data. It’s a technology that enables communication between your mobile phone and your bank’s servers through shortcodes.

2. Do I need internet access to use the Rubies Bank USSD code? No, the USSD code works without the need for an internet connection. It operates on any type of mobile phone.

3. How do I start using the Rubies Bank Transfer Code? Simply dial *7797# from the mobile number linked to your Rubies Bank account. Follow the on-screen prompts to navigate the menu.

4. What transactions can I perform using the USSD code? You can perform various transactions, including balance inquiries, airtime recharge, fund transfers, bill payments, mini statements, and PIN changes.

5. Is the Rubies Bank Transfer code secure? Yes, the USSD code is secure. However, ensure you keep your USSD PIN confidential and be cautious of any unsolicited requests for your PIN.

6. Can I use the Rubies Bank USSD code on any mobile phone? Yes, the USSD code is designed to work on all types of mobile phones, from basic feature phones to smartphones.

7. Can I change my Rubies Bank ATM card PIN using the USSD code? Yes, the USSD code allows you to change your ATM card PIN for added security.

8. How quickly are transactions processed via the USSD code? Transactions via the USSD code are processed swiftly, saving you time compared to traditional banking methods.

9. Can I access the USSD code service at any time of the day? Yes, the USSD code service is available 24/7, providing you with the flexibility to manage your finances whenever you need to.

10. What should I do if I receive unsolicited messages or calls asking for my USSD PIN? Be cautious and never share your USSD PIN or other sensitive information with anyone. Always verify the authenticity of such requests with your bank’s official channels.

About Rubies Bank

Rubies Bank Nigeria stands as a pioneering financial institution at the forefront of modern banking solutions. Established with the aim of redefining the banking experience, Rubies Bank combines innovation and convenience to provide customers with seamless financial services. With a commitment to embracing technology, Rubies Bank offers a range of digital platforms, including a user-friendly mobile app and USSD code system, empowering customers to conduct various transactions effortlessly.

Rubies Bank is not just about banking; it’s about transforming the way people manage their finances. By prioritizing simplicity, accessibility, and security, Rubies Bank ensures that individuals from all walks of life can enjoy the benefits of modern banking without the complexities. With a focus on customer satisfaction and technological advancement, Rubies Bank continues to shape the landscape of banking in Nigeria, offering a gateway to financial empowerment for its customers.


The Rubies Bank USSD code isn’t just a code; it’s your passport to seamless banking. Whether you’re checking your balance, transferring funds, paying bills, or even changing your PIN, the power to manage your finances lies in the palm of your hand. Say goodbye to long lines, complex online platforms, and the need for constant internet access. Embrace the convenience of the Rubies Bank Transfer Code – where banking is as simple as sending a text message. It’s time to bank smarter, faster, and with the utmost ease.