Optimus Bank USSD Code: For Quick Transfers, Payments and More (2023) - TL Updates

Optimus Bank USSD Code: For Quick Transfers, Payments and More (2023)

Optimus Bank USSD Code: Discover the power of Optimus Bank Transfer Code for seamless mobile banking. Learn how to activate and utilize the code for various transactions, including transfers, airtime purchases, and more. Simplify your financial management with Optimus Bank’s innovative USSD Code service.

Key Points from this Post

  • How to Use Optimus USSD Code for Seamless Transactions
  • What is the Optimus Bank Transfer Code
  • How to Activate Optimus Bank Code
  • Performing Transactions Using the Optimus Bank Code
  • Frequently Asked Questions (FAQs)

How to Use Optimus USSD Code for Seamless Transactions

The convenience of managing your bank transactions on your mobile phone cannot be overstated. Optimus Bank recognizes this need and has introduced its USSD code for hassle-free banking on the go. If you’ve recently switched to Optimus Bank or want to learn about using their USSD code, you’ve come to the right place. In this guide, we’ll walk you through the steps to activate the USSD code from Optimus Bank and provide you with a comprehensive list of transactions you can perform using it.

What is the Optimus Bank Code

The Optimus Bank USSD code is also known as Optimus Bank transfer code. It is *930#. Similar to other banks’ USSD code offerings, such as Quick Banking from FirstBank, Optimus Bank brings the power of USSD banking to its users through its USSD code initiative. This technology allows you to conduct various banking transactions right from your mobile phone, even without an internet connection.

It’s important to note that while many retail accounts support USSD banking, some exclusions apply. Domiciliary accounts, Optimus Bank Children’s Accounts, and Premium account tiers cannot utilize the Optimus Bank transfer code service.

How to Activate Optimus Bank USSD Code

To take advantage of the seamless banking experience that the Optimus Bank code offers, you need to activate it manually. Here’s how:

  1. Dial the Optimus Bank transfer Code, *930# on your mobile phone.
  2. Enter the last six digits of your Optimus Bank debit card number. This is to link your account to the USSD service.
  3. Choose a secure PIN for your USSD transactions. Note that this PIN is distinct from your debit card PIN.
  4. Confirm your chosen PIN by entering it again.
  5. Upon successful completion, you’ll receive a confirmation message from Optimus Bank, along with your account summary.

With these steps, you’ve successfully activated your Optimus Bank USSD Code and can now conduct transactions using your mobile phone.

Performing Transactions Using the Optimus Bank Transfer Code

Now that you’ve set up your Optimus USSD Code account, let’s explore the range of transactions you can conveniently carry out:

  1. Account Opening: If you don’t have an Optimus Bank account, dialling the USSD Code prompts you to open an account, providing you with an account number without the need for paperwork.
  2. Airtime Purchase: Buy airtime easily by dialling *930#, following the prompts, and entering your PIN.
  3. Money Transfer: Transfer funds to any bank account by dialling *930#, following the steps, and authorizing the transaction with your PIN. This feature supports transfers to accounts across different banks.
  4. BVN Update: Update your Bank Verification Number (BVN) via the USSD Code.
  5. Cardless Withdrawals: Initiate cardless withdrawals using the USSD Code.
  6. Card PIN Retrieval: Retrieve your debit card PIN using the USSD Code.
  7. Debit Card Block: Block your debit card to prevent unauthorized usage using the USSD Code.

Frequently Asked Questions (FAQs)

  1. Is the USSD Code service available to all Optimus Bank customers?
    • No, domiciliary account holders, Optimus Bank Children’s Account holders, and Premium account tiers cannot use the USSD Code service.
  2. What is the service charge for USSD transactions?
    • A service charge of N6.98 applies for USSD transactions on the network.
  3. Can I buy airtime for any network using the USSD Code?
    • Yes, you can purchase airtime for any network using the USSD Code.
  4. How do I initiate cardless withdrawals using the USSD Code?
    • Dial *930#, follow the prompts and select the cardless withdrawal option.
  5. Can I update my BVN through the USSD Code?
    • Yes, you can update your BVN using the USSD Code.
  6. Can I use the USSD Code to block my debit card?
    • Yes, you can block your debit card using the USSD Code to prevent unauthorized usage.
  7. Is the USSD Code PIN the same as my debit card PIN?
    • No, the USSD Code PIN is separate from your debit card PIN for security reasons.
  8. Can I transfer funds to accounts in other banks using the USSD Code?
    • Yes, you can transfer funds to accounts in other banks using the USSD Code.
  9. Are there transaction limits for using the USSD Code?
    • Yes, there are limits for transactions, such as airtime purchases and money transfers.
  10. Can I unblock my debit card using the USSD Code?
    • No, you can only block your debit card using the USSD Code. For unblocking, you may need to contact the bank.

Conclusion: Embracing the Convenience of USSD Banking

Optimus Bank’s USSD Code brings a new level of convenience to banking, allowing you to perform a wide range of transactions from your mobile phone without an internet connection. While there are minimal service charges associated with certain transactions and limits, the benefits of the service far outweigh these considerations. Whether you’re purchasing airtime, transferring funds, or accessing crucial banking features, the Optimus Bank USSD Code simplifies your financial management journey. Say goodbye to long queues and hello to the future of banking – right at your fingertips.