KEYSTONE BANK TRANSFER CODE: Keystone Bank, a prominent financial institution in Nigeria, recognizes this and offers a powerful solution through its Keystone Bank Code. This comprehensive guide will walk you through the Keystone Bank USSD Code, providing you with the essential information you need to optimize your banking experience. From activation to key features and security measures, we’ll cover it all, ensuring you can leverage the Code to simplify your financial transactions.
What We Covered in the Post
- What is the Keystone Bank USSD Code?
- List of Keystone Bank Codes and Functions
- Activating the Keystone Bank Transfer Code
- Step-by-Step Guide to Transferring Funds with Keystone Bank Code
- How to Pay Bills with the USSD Code for Keystone Bank
- Summary of USSD Code for Keystone Bank
- Benefits of Using Keystone Bank USSD Code
- Security and Safety of the Transfer Code for Keystone Bank
- Frequently Asked Questions
What is the Keystone Bank Transfer Code?
The Keystone Bank Keystone Bank Code, also known as Keystone Bank transfer code is *7111#. It is a user-friendly service that allows Keystone Bank users to enjoy a huge range of banking services using their mobile phones. By dialling a specific code, customers can perform various transactions such as checking account balances, transferring funds, purchasing airtime, paying bills, and more. The USSD Code for Keystone operates without requiring an internet connection, ensuring that customers can conveniently manage their finances anytime, anywhere.
List of Keystone Bank Codes and Functions
|Keystone Bank USSD Codes||Action|
|*7111*00#||Check Account Balance|
|*7111*Amount#||Recharge Your Phone|
|*7111*Amount*Phone#||Recharge for Others|
|*7111*9*123#||Activate Debit Card|
|*7111*AcctNo#||Change Default Top-up Account|
|*7111#||Cardless Pay Code|
Activating the Keystone Bank Code
Activating the Keystone Bank Transfer Code on your mobile phone is a straightforward process. Here’s a step-by-step guide to get you started:
Step 1: Ensure Your Mobile Number is Registered Ensure that the mobile number linked to your Keystone Bank account is active and registered with the bank. If you have not registered your number, kindly visit the nearest Keystone Bank branch to update your information.
Step 2: Dial the USSD Code To activate the USSD code, dial *7111# on your mobile phone and press the call button. You will receive a welcome message with a list of available banking services.
Step 3: Create a Transaction PIN Next, you will be prompted to create a unique transaction PIN. This PIN will serve as your security code for all transactions carried out using the USSD code. Choose a PIN that is easy for you to remember but difficult for others to guess.
Step 4: Confirm Your Transaction PIN Confirm your transaction PIN by entering it again when prompted. This ensures that you have entered the correct PIN and helps avoid any errors during transactions.
Step 5: Link Your Keystone Bank Account Now, it’s time to link your Keystone Bank account to the USSD code. Follow the on-screen instructions to input your account number correctly.
Step 6: Activation Confirmation Upon successful activation, you will receive a confirmation message stating that your Keystone Bank USSD code is now active and ready to use.
Step-by-Step Guide to Transferring Funds with Keystone Bank Transfer Code
To transfer funds using the Keystone Bank code, follow these simple steps:
Step 1: Dial the USSD Code On your mobile phone, dial *7111# and press the call button. A welcome message will appear, displaying a list of available banking services.
Step 2: Select “Transfer Funds” From the list of options, select “Transfer Funds” by entering the corresponding number and pressing “Send” or “OK.”
Step 3: Choose Transfer Type Next, you will be prompted to select the type of transfer you wish to make. Options typically include transferring to Keystone Bank accounts, other banks’ accounts, or beneficiaries within your account.
Step 4: Enter Recipient’s Account Number Enter the recipient’s account number using the numeric keypad of your phone. Double-check the number for accuracy before proceeding.
Step 5: Select Recipient’s Bank If you are transferring funds to an account in another bank, you will need to select the bank from the list of available options.
Step 6: Enter Amount Input the amount you wish to transfer and confirm the accuracy of the entered amount.
Step 7: Enter Transaction PIN To ensure the security of your transaction, enter your unique USSD transaction PIN. This PIN is distinct from your ATM PIN and serves as a security measure for all USSD transactions.
Step 8: Transaction Confirmation Review the details of your transaction, including the recipient’s account number, bank, and the amount to be transferred. If all details are correct, confirm the transaction.
Step 9: Transaction Success Upon successful completion of the transfer, you will receive a confirmation message indicating that the transaction was successful.
How to Pay Bills with Keystone Bank USSD Code
Follow these simple steps to pay your bills using the Keystone Bank transfer code:
Step 1: Dial the USSD Code On your mobile phone, dial *7111# and press the call button to initiate the USSD session.
Step 2: Select “Pay Bills” From the list of options presented on your screen, select “Pay Bills” by entering the corresponding number.
Step 3: Choose Bill Payment Category Next, you will be prompted to choose the category of bills you wish to pay. Keystone Bank offers various bill payment options, such as electricity, cable TV, water, internet, and more. Select the appropriate category by entering the corresponding number.
Step 4: Enter Biller Details Once you’ve selected the bill payment category, you will need to provide specific biller details, such as your customer account number or meter number. Enter the required information using the numeric keypad.
Step 5: Confirm the Transaction Review the transaction details displayed on your screen, including the biller information and the amount to be paid. Confirm that the information is correct.
Step 6: Enter Transaction PIN To ensure the security of your transaction, you will need to enter your unique USSD transaction PIN.
Step 7: Transaction Success Once your transaction is successful, you will receive a confirmation message, and the bill payment will be processed immediately.
Summary of USSD Code for Keystone Bank
- Check Account Balance: Curious about your account balance? Dial *7111*00# on your registered phone, then authenticate using your Transaction PIN. Your account balance will be promptly displayed, giving you an instant update on your finances.
- Recharge Your Phone: Running low on airtime? Recharge your phone swiftly by dialling *7111*Amount# (e.g. *7111*1500#). Wait for the success notification, and you’re ready to start making calls without delay.
- Recharge for Others: Need to recharge someone else’s phone? Dial *7111*Amount*Phone Number# (e.g. *7111*1500*08055223355). Input your T-PIN, and once you receive the success notification, the recharge is complete.
- Mobile Data: Access mobile data for yourself or others by dialling *7111*5#. Choose a suitable data plan, input your T-PIN, and wait for the confirmation. Enjoy uninterrupted connectivity.
- Send Money: Need to send money quickly? Dial *7111*Amount*Nuban Account Number# (e.g. *7111*1500*1234515555#) from your phone. Authenticate the transaction with your PIN, ensuring secure transfers.
- Activate Debit Card: To activate your debit card, dial *7111*9*123#. Select the ‘activate card’ option, follow the prompts, input your T-PIN, and create a new card PIN. You’ll receive a success notification.
- PIN Reset: Resetting your PIN is made easy. Dial *7111#, select ‘Other services’, proceed to ‘reset PIN’, input your desired PIN, and provide the last 6 digits of your debit card to finalize the request.
- PIN Change: Change your PIN by dialling *7111#, selecting ‘Other services’, and then ‘Change PIN’. Input your old PIN and create a new one to enhance security.
- Bills Payment: Streamline your bill payments by dialling *7111#, choosing ‘Other services’, and selecting ‘Bills Payment’. This feature simplifies the process of settling your bills.
- BVN: Retrieve your BVN by dialling *7111*6# from your bank-registered phone. Input your T-PIN to view your BVN details instantly.
- Panic Code: Use the panic code *7111*911# to place a PND (Post No Debit) on all your accounts. Enter your account/phone number when prompted to activate this protective measure. This helps to block your Keystone Bank account.
- Change Default Top-up Account: Customize your default top-up account by dialling *7111# and selecting ‘Other services’. Follow the prompts to update your default account number for airtime top-ups.
- Cardless Pay Code: Access a cardless pay code by dialling *7111#, selecting ‘Other services’, and then ‘Cardless-Paycode’. Generate a PIN that you can use at an ATM to complete transactions.
- Enable/Disable USSD: Manage your USSD service by dialling *7111#, selecting ‘Other services’, and then ‘Enable/Disable’. Choose whether to enable or disable the USSD service as needed.
Benefits of Using Keystone Bank USSD Code
- Convenient Banking: The Keystone Bank transfer code brings banking services to your fingertips, eliminating the need to visit a physical branch. With just a few taps on your mobile phone, you can access your account and perform various transactions anytime, anywhere.
- Accessibility: Whether you own a basic feature phone or a smartphone, you can enjoy the convenience of the USSD code. It is compatible with all types of mobile devices, making it inclusive and accessible to all customers.
- Transaction History: Stay on top of your banking activities by accessing your transaction history via the USSD code. You can review past transactions and keep track of your finances.
- Security: Keystone Bank prioritizes the security of its customers’ transactions. The USSD code requires a personalized transaction PIN, providing an extra layer of protection for your account.
- 24/7 Availability: Unlike traditional banking hours, the USSD code service is available 24/7. You can bank at your convenience, even during weekends and holidays.
- Cost-Effective: Using the USSD code is cost-effective, as it does not require an internet connection. Standard USSD charges apply, making it an affordable option for all customers.
Security and Safety of the Transfer Code for Keystone Bank
Keystone Bank prioritizes the security and safety of its customers’ transactions. The Keystone Bank Code incorporates robust security measures to protect users from fraudulent activities. Here are some important security features:
Personal Identification Number (PIN): During the activation process, customers are required to set a unique PIN. Safeguard this PIN and avoid sharing it with anyone to maintain the confidentiality of your account.
Transaction Alerts: Keystone Bank sends SMS notifications to customers for every transaction initiated using the Bank Code. These alerts enable customers to monitor their account activity and detect any unauthorized transactions promptly.
Frequently Asked Questions
To provide further clarity on the Keystone Code, here are answers to some frequently asked questions:
Are there any charges associated with using the Code? Keystone Bank may impose minimal fees for specific transactions carried out using the USSD Code. These charges will be communicated to customers during the transaction process.
Can I use the Keystone Bank Code on any mobile phone? Yes, the USSD Code is compatible with all mobile phones and does not require an internet connection. As long as your phone number is registered with Keystone Bank, you can access and utilize this service.
Watch the video below for more information on the Keystone Bank USSD service.
The Keystone Bank transfer code offers a seamless and efficient way to manage your banking transactions on the go. By activating and leveraging the Bank Code, you can simplify your financial tasks, save time, and have greater control over your finances. Embrace the power of the Keystone Code today to experience the convenience and ease of modern banking.