How to Check Sterling Bank Account Balance Online and Offline (2023) - TL Updates

How to Check Sterling Bank Account Balance Online and Offline (2023)

How to Check Sterling Bank Account Balance: Discover how Sterling Bank customers can easily check their account balances through mobile apps, online banking, USSD codes, and ATMs. Step-by-step instructions and FAQs are provided for effortless banking.

When it comes to managing your finances, staying informed about your account balance is essential. Sterling Bank recognizes the importance of providing its customers with convenient and efficient ways to access this information. Whether you’re on the go or at home, Sterling Bank offers a range of channels to help you check your account balance with ease. In this comprehensive guide, we will explore step-by-step instructions for checking your account balance through Sterling Bank’s mobile app, online banking, USSD codes, and ATMs. Additionally, we’ll address frequently asked questions to ensure that you have a complete understanding of the process.

What We Covered

  • How to Check Sterling Bank Account Balance Online
  • Checking Account Balance Via Sterling Bank Mobile App
  • How to Check Sterling Bank Account Balance Using Internet Banking
  • How to Check Sterling Bank Account Balance Offline
  • Checking Account Balance Via Sterling Bank USSD
  • Checking Account Balance Through Sterling Bank ATM
  • FAQs – Sterling Bank Account Balance Checking

How to Check Sterling Bank Account Balance Online

Checking Account Balance Through Sterling Bank Mobile App

Modern banking is all about convenience, and Sterling Bank’s mobile app is designed to make your banking experience seamless. Checking your account balance through the mobile app is straightforward and user-friendly.

Step 1: Download the Sterling Bank Mobile App

To get started, visit your device’s app store and search for “Sterling Bank Nigeria.” Download and install the official app on your smartphone.

Step 2: Log In or Register

If you’re an existing user, log in using your credentials. New users should follow the registration process by providing necessary details and verifying their identity.

Step 3: Access Account Balance

After successful login, you’ll be directed to the app’s dashboard. Look for the “Account Balance” option, usually prominently displayed for quick access.

Step 4: Check Your Balance

Click on the “Account Balance” option, and within moments, your current account balance will appear on the screen, providing you with an instant overview of your financial status.

How to Check Sterling Bank Account Balance Through Internet Banking

Online banking offers the flexibility to manage your finances from the comfort of your home or office. Sterling Bank’s online platform ensures that checking your account balance is hassle-free.

Step 1: Visit Sterling Bank Website

Open your web browser and navigate to the official Sterling Bank website – https://sterling.ng/

Step 2: Log In

Enter your online banking credentials, typically your username and password, to access your account.

Step 3: Navigate to Account Balance

Once logged in, explore the online banking dashboard. Look for the “Account Balance” section, usually located prominently for easy access.

Step 4: View Your Balance

Click on the “Account Balance” option, and your up-to-date account balance will be displayed, allowing you to stay informed about your financial health.

How to Check Sterling Bank Account Balance Offline

Checking Account Balance Through Sterling Bank USSD

For quick and straightforward access to your account balance, Sterling Bank offers USSD codes that can be dialed from your mobile phone.

Step 1: Dial the USSD Code

Using your registered phone number linked to your Sterling Bank account, dial *822#.

Step 2: Follow the Prompts

Upon dialing the USSD code, a menu will appear on your screen. Follow the prompts and select the “Check Balance” option.

Step 3: Enter Your PIN

For security purposes, you’ll be prompted to enter your Sterling Bank USSD PIN.

Step 4: Receive Your Balance

Within seconds, your account balance will be displayed on your phone’s screen, providing you with immediate access to your financial information.

Alternatively, you can dial the direct Sterling Bank string for checking account balance, *822*6#, then input your PIN and have your balance displayed.

Also Read: Ways to Check Polaris Bank Account Balance 

Checking Account Balance Through Sterling Bank ATM

Traditional banking methods still have their place, and Sterling Bank ATMs are a reliable option for checking your account balance.

Step 1: Locate an ATM

Find a Sterling Bank ATM near you. They are conveniently located in various locations for easy access.

Step 2: Insert Your Card

Insert your Sterling Bank debit card into the ATM’s card slot.

Step 3: Enter Your PIN

Follow the on-screen instructions to input your Personal Identification Number (PIN).

Step 4: Choose “Balance Inquiry”

From the ATM’s main menu, select the “Balance Inquiry” option.

Step 5: Check Your Balance

Your account balance will be displayed on the ATM screen, giving you an immediate update on your financial status.

FAQs – Sterling Bank Account Balance Checking

  1. Can I check my account balance through the mobile app on multiple devices? Yes, you can access your account balance through the mobile app on multiple devices, as long as you log in using your credentials.
  2. Is there a fee for checking my balance through the mobile app? No, Sterling Bank does not charge a fee for checking your account balance through the mobile app.
  3. What if I forget my online banking password or USSD PIN? For online banking, use the “Forgot Password” option. For USSD, contact Sterling Bank’s customer service for assistance.
  4. Can I check the balances of my savings and current accounts using these methods? Yes, you can check the balances of both your savings and current accounts linked to your Sterling Bank profile.
  5. Is it safe to use USSD codes for checking my account balance? Yes, USSD codes are designed with security in mind and do not reveal sensitive information.
  6. Can I conduct transactions after checking my balance through USSD? Yes, USSD offers various transaction options beyond balance checking, such as funds transfer and bill payments.
  7. Can I check my account balance using a friend’s phone or ATM? For security reasons, it’s recommended to use your registered mobile phone or your own Sterling Bank debit card to check your balance.
  8. Is there a limit to how often I can check my balance using these methods? You can check your account balance as frequently as needed, depending on your preferences and banking needs.
  9. What if I receive an error message while trying to check my balance? If you encounter any issues or error messages, contact Sterling Bank’s customer service for assistance.
  10. Can I check my balance online when I’m abroad? Yes, you can access your account balance through online banking even when you’re outside the country, as long as you have an active internet connection.

Conclusion

Managing your finances becomes effortless with Sterling Bank’s variety of methods to check your account balance. Whether you prefer digital solutions like mobile apps and online banking or traditional options like USSD and ATMs, Sterling Bank has you covered. This guide’s step-by-step instructions and FAQs ensure that you can easily stay informed about your financial health. With just a few clicks or taps, you can access your account balance anytime, anywhere, and make informed decisions to keep your finances on track.