How to Check Heritage Account Balance Online and Offline (2023) - Techlimbs

How to Check Heritage Account Balance Online and Offline (2023)

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How to Check Heritage Account Balance: Discover hassle-free methods to check your Heritage Bank account balance using their mobile app, USSD, ATM, and online banking. Our comprehensive guide offers step-by-step instructions and addresses FAQs for a seamless banking experience.

Heritage Bank provides multiple avenues to check your account balance. In this comprehensive guide, we’ll walk you through each method: utilizing the mobile app, leveraging USSD codes, visiting an ATM, and exploring online banking. Let’s delve into each method and ensure you have all the tools necessary to stay in control of your financial journey.

What We Covered

  • How to Check Heritage Account Balance Using Mobile App
  • How to Check Heritage Account Balance Offline Via USSD Code
  • How to Check Your Heritage Account Balance Via an ATM
  • How to Check Heritage Account Balance Online Through Internet Banking
  • Frequently Asked Questions (FAQs)

How to Check Your Heritage Account Balance Using Mobile App

Embrace the convenience of the Heritage Bank Mobile App—an all-inclusive gateway to your financial world. This app empowers you to access your account balance effortlessly while on the go. Here’s how to maximize its potential:

Step 1: Download and Install the Heritage Bank Mobile App

Getting started is a breeze—just a few taps on your smartphone:

  1. Open your device’s app store—Google Play Store for Android users or the App Store for iOS enthusiasts.
  2. Search for the official Heritage Bank Mobile App using the search bar.
  3. Locate the app and tap “Install.”
  4. Once installation is complete, launch the app.

Step 2: Log In or Register

Whether you’re a current user or new to Heritage Bank, let’s get you set up:

  1. Existing users can log in using their registered username and password.
  2. New users should click “Register” or “Sign Up” to initiate the registration process.
  3. Follow the on-screen prompts to provide the required account and personal details.

Step 3: Navigate to Account Balance

Once you’re successfully logged in, accessing your account balance is a breeze:

  1. Look for the “Accounts” or “Balance Inquiry” section on the app’s main screen. The wording may vary based on your app version.

Step 4: View Your Balance

It’s time to unveil your account balance—here’s how:

  1. Click on “Account Balance” within the designated section.
  2. Voilà! Your current Heritage Bank account balance takes centre stage on your screen.

How to Check Heritage Account Balance Offline Using USSD Code

USSD codes are your financial genie—summon them, and your account balance will appear! Here’s how to use USSD codes to check your Heritage Bank account balance:

Step 1: Dial *322*030# on Your Phone

  1. Unlock your phone and open the dialer.
  2. Enter the USSD code *322*030# using the phone number linked to your Heritage Bank account.
  3. Press the call button to initiate the USSD code command.

Step 2: Enter Your Secret PIN

  1. The USSD menu will prompt you to enter your secret PIN for account access.
  2. Follow the on-screen instructions to input your PIN securely.

Step 3: Receive SMS with Your Balance

  1. After successfully entering your PIN, anticipate an SMS notification on your phone.
  2. This SMS proudly displays your Heritage Bank account balance, offering instant financial clarity.

How to Check Heritage Account Balance Via an ATM

Heritage Bank ATMs are your personal financial advisors, available around the clock. Here’s how to check your account balance using a Heritage Bank ATM:

Step 1: Locate a Heritage Bank ATM

  1. Use the Heritage Bank ATM Locator tool available on the Heritage Bank website or rely on your knowledge of nearby ATM locations.
  2. Head to the selected Heritage Bank ATM.

Step 2: Insert Your Card and Enter PIN

  1. Carefully insert your Heritage Bank debit card into the ATM’s card slot.
  2. Enter your confidential Personal Identification Number (PIN) using the ATM keypad.

Step 3: Choose Balance Inquiry

  1. Navigate the ATM menu options using the keypad.
  2. Select the “Balance Inquiry” or “Check Balance” option.

Step 4: View Your Balance

  1. Within moments, the ATM screen proudly showcases your Heritage Bank account balance, offering an instant snapshot of your finances.

How to Check Heritage Account Balance Online Via Internet Banking

For those who appreciate the convenience of banking from home or the office, Heritage Bank’s online banking platform is your digital haven for account management. Here’s how to use it to check your account balance:

Step 1: Visit Heritage Bank Online Banking

  1. Open your preferred web browser—whether it’s Google Chrome, Mozilla Firefox, Safari, or another choice.
  2. In the address bar, type the official Heritage Bank website address:

Step 2: Log In

  1. Once on the Heritage Bank homepage, locate the “Log In” or “Online Banking” section.
  2. Enter your online banking username and password to access your account.

Step 3: Access Account Information

  1. Successfully logged in? Terrific! You’ll find yourself on your tailored online banking dashboard.
  2. Within the dashboard, search for the “Accounts” or “Balance Inquiry” section, housing the account balance feature.

Step 4: View Your Balance

  1. Click on “Account Balance” to access your current Heritage Bank account balance.
  2. Your account balance takes center stage on the screen, offering a real-time snapshot of your financial status.

Frequently Asked Questions (FAQs)

  1. Are there fees associated with checking my account balance? No, Heritage Bank provides these services free of charge.
  2. Can I check my balance in foreign currency? Yes, if you have a multi-currency account, you can view your balance in various currencies.
  3. Can I check multiple accounts using these methods? Absolutely, you can check the balances of all your Heritage Bank accounts linked to your profile.
  4. How often can I check my balance using these methods? Feel free to check as often as needed, within daily transaction limits.
  5. Is using these methods safe? Yes, Heritage Bank employs robust security measures to protect your account information.
  6. What if I forget my online banking password? You can reset it through the password recovery process on the Heritage Bank website.
  7. Can I use these methods internationally? Yes, you can use them while abroad, provided you have an active internet connection or access to a Heritage Bank ATM.
  8. Do these methods work for joint accounts? Yes, these methods apply to joint accounts, as long as your phone number is linked to the account.
  9. Can I check my account balance using someone else’s phone? No, your phone number must be linked to your Heritage Bank account for the USSD code method to work.
  10. Are there daily transaction limits for using these methods? Yes, certain methods, such as ATMs and USSD codes, may have daily transaction limits for security. Consult Heritage Bank for specific details.
Also Read: How to Check Your Fidelity Bank Account Balance 


Congratulations! You’re now equipped with the knowledge to effortlessly check your Heritage Bank account balance through various methods: the mobile app, USSD codes, ATMs, and online banking. By following our straightforward instructions and referring to the FAQs, you can confidently access your account balance whenever you need to. Heritage Bank’s dedication to simplicity and convenience ensures that you remain well-informed and in control of your financial affairs. Embrace the ease of managing your account balance with Heritage Bank’s versatile banking solutions. With these tools at your fingertips, financial clarity is just a tap or dial away.

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