How to Check GTB Account Balance Online and Offline (2023) - Techlimbs

How to Check GTB Account Balance Online and Offline (2023)

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How to Check GTB Account Balance: Discover effortless methods to check your GTBank account balance using GTB mobile app, USSD, ATM, and online banking. Our comprehensive guide offers step-by-step instructions and addresses FAQs for a seamless banking experience.

GTBank offers multiple avenues to check your account balance. In this detailed guide, we’ll walk you through each method: utilizing the mobile app, harnessing the power of USSD codes, visiting an ATM, and exploring online banking. Let’s dive into each method and ensure you have all the tools you need to stay on top of your financial game.

What’s Covered?

  • How to Check Your GTB Account Balance Using Mobile App
  • How to Check GTB Account Balance Offline Through USSD Code
  • How to Check GTB Account Balance Via an ATM
  • How to Check GTB Account Balance Online Using Internet Banking
  • Frequently Asked Questions (FAQs)

How to Check Your GTB Account Balance Via Mobile App

Embrace the power of the GTBank Mobile App—a gateway to your financial world. This app empowers you to access your account balance effortlessly while on the move. Here’s how to make the most of it:

Step 1: Download and Install the GTBank Mobile App

Getting started is a breeze—just a few taps on your smartphone:

  1. Open your device’s app store—Google Play Store for Android users or the App Store for iOS enthusiasts.
  2. Search for the official GTBank Mobile App using the search bar.
  3. Locate the app and tap “Install.”
  4. Once installation is complete, launch the app.

Step 2: Log In or Register

Whether you’re a current user or new to GTBank, let’s get you set up:

  1. Existing users can log in using their registered username and password.
  2. New users should click “Register” or “Sign Up” to initiate the registration process.
  3. Follow the on-screen prompts to provide the required account and personal details.

Step 3: Navigate to Account Balance

Once you’re successfully logged in, accessing your account balance is a breeze:

  1. Look for the “Accounts” or “Balance Inquiry” section on the app’s main screen. The wording may vary based on your app version.

Step 4: View Your Balance

It’s time to unveil your account balance—here’s how:

  1. Click on “Account Balance” within the designated section.
  2. Voilà! Your current GTBank account balance takes centre stage on your screen.
Also Check: How You Can Check Access Bank Balance with Ease

How to Check GTB Account Balance Offline Using USSD Code

USSD codes are your personal financial assistant—invoke them, and your account balance will appear! Here’s how to use USSD codes to check your GTBank account balance:

Step 1: Dial *737*6*1# on Your Phone

  1. Unlock your phone and open the dialer.
  2. Enter the USSD code *737*6*1# using the phone number linked to your GTBank account.
  3. Press the call button to initiate the USSD code command.

Step 2: Enter Your Secret PIN

  1. The USSD menu will prompt you to enter your secret PIN for account access.
  2. Follow the on-screen instructions to input your PIN securely.

Step 3: Receive SMS with Your Balance

  1. After successfully entering your PIN, expect an SMS notification on your phone.
  2. This SMS proudly displays your GTBank account balance, providing instant financial clarity.

How to Check Your GTB Account Balance Through an ATM

GTBank ATMs are like your financial advisors, available 24/7. Here’s how to check your account balance using a GTBank ATM:

Step 1: Locate a GTBank ATM

  1. Use the GTBank ATM Locator tool available on the GTBank website or trust your knowledge of nearby ATM locations.
  2. Head to the selected GTBank ATM.

Step 2: Insert Your Card and Enter PIN

  1. Carefully insert your GTBank debit card into the ATM’s card slot.
  2. Enter your confidential Personal Identification Number (PIN) using the ATM keypad.

Step 3: Choose Balance Inquiry

  1. Navigate the ATM menu options using the keypad.
  2. Select the “Balance Inquiry” or “Check Balance” option.

Step 4: View Your Balance

  1. Within moments, the ATM screen proudly showcases your GTBank account balance, offering an instant snapshot of your finances.

How to Check GTB Account Balance Online Via Internet Banking

For those who prefer the comfort of home or office, GTBank’s online banking platform is your virtual haven for account management. Here’s how to use it to check your account balance:

Step 1: Visit GTBank Online Banking

  1. Open your preferred web browser—whether it’s Google Chrome, Mozilla Firefox, Safari, or another choice.
  2. In the address bar, type the official GTBank website address:

Step 2: Log In

  1. Once on the GTBank homepage, locate the “Log In” or “Online Banking” section.
  2. Enter your online banking username and password to access your account.

Step 3: Access Account Information

  1. Successfully logged in? Fantastic! You’ll find yourself on your personalized online banking dashboard.
  2. Within the dashboard, seek out the “Accounts” or “Balance Inquiry” section, housing the account balance feature.

Step 4: View Your Balance

  1. Click on “Account Balance” to access your current GTBank account balance.
  2. Your account balance takes centre stage on the screen, offering a real-time snapshot of your financial status.

Frequently Asked Questions (FAQs)

  1. Are there fees associated with checking my account balance? No, GTBank provides these services free of charge.
  2. Can I check my balance in foreign currency? Yes, if you have a multi-currency account, you can view your balance in various currencies.
  3. Can I check multiple accounts using these methods? Absolutely, you can check the balances of all your GTBank accounts linked to your profile.
  4. How often can I check my balance using these methods? Feel free to check as often as needed, within daily transaction limits.
  5. Is using these methods safe? Yes, GTBank employs robust security measures to protect your account information.
  6. What if I forget my online banking password? You can reset it through the password recovery process on the GTBank website.
  7. Can I use these methods internationally? Yes, you can use them while abroad, provided you have an active internet connection or access to a GTBank ATM.
  8. Do these methods work for joint accounts? Yes, these methods apply to joint accounts, as long as your phone number is linked to the account.
  9. Can I check my account balance using someone else’s phone? No, your phone number must be linked to your GTBank account for the USSD code method to work.
  10. Are there daily transaction limits for using these methods? Yes, certain methods, such as ATMs and USSD codes, may have daily transaction limits for security. Consult GTBank for specific details.


Congratulations! You’re now equipped with the knowledge to effortlessly check your GTBank account balance through various methods: the mobile app, USSD codes, ATMs, and online banking. By following our user-friendly instructions and referring to the FAQs, you can confidently access your account balance whenever the need arises. GTBank’s commitment to simplicity and convenience ensures that you remain informed and in control of your finances. Embrace the ease of managing your account balance with GTBank’s versatile banking solutions. With these tools at your disposal, financial clarity is just a tap or dial away.

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