How to Check FCMB Account Balance Online and Offline (2023) - TL Updates

How to Check FCMB Account Balance Online and Offline (2023)

How to Check FCMB Account Balance: Discover effortless ways to check your FCMB account balance using the Mobile app, USSD, ATM, and Online banking platform. This resource provides step-by-step instructions and answers to FAQs for a seamless experience.

Whether you’re a tech-savvy individual or prefer traditional methods, FCMB offers multiple avenues to check your account balance. In this comprehensive guide, we’ll walk you through each method: using the mobile app, harnessing the power of USSD codes, visiting an ATM, and exploring online banking. Let’s delve into each method and ensure you have all the tools you need to stay financially informed.

What We Covered

  • How to Check FCMB Account Balance Via the FCMB Mobile App
  • How to Check FCMB Account Balance Offline Using USSD Codes
  • How to Check FCMB Account Balance Through an ATM
  • How to Check FCMB Account Balance Online Via Internet Banking
  • Frequently Asked Questions (FAQs)

How to Check Your FCMB Account Balance Using the FCMB Mobile App

If you’re someone who enjoys managing their finances on the go, the FCMB Mobile App is your ultimate companion. This app brings banking to your fingertips, allowing you to check your account balance effortlessly. Let’s take a closer look at how to make the most of it:

Step 1: Download and Install the FCMB Mobile App

Getting started is as easy as a few taps on your smartphone:

  1. Open your device’s app store, whether it’s the Google Play Store for Android users or the App Store for iOS aficionados.
  2. In the search bar, type “FCMB Mobile App” and hit enter.
  3. Locate the official FCMB Mobile App and click “Install.”
  4. Once the installation is complete, launch the app.

Step 2: Log In or Register

For existing users or newcomers, let’s get you started:

  1. If you’re already using the FCMB Mobile App, log in using your registered username and password.
  2. New users need to click on “Register” or “Sign Up” to begin the registration process.
  3. Follow the on-screen prompts to provide the necessary account and personal details.

Step 3: Navigate to Account Balance

Once you’re successfully logged in, it’s time to access your account balance:

  1. Look for the “Accounts” or “Balance Inquiry” section on the app’s home screen. The wording might vary depending on your app version.

Step 4: View Your Balance

The moment you’ve been waiting for—let’s reveal your account balance:

  1. Click on “Account Balance” within the designated section.
  2. Voila! Your current FCMB account balance will be prominently displayed on your screen.

How to Check FCMB Account Balance Offline Via USSD Codes

USSD codes are like your personal banking genie—summon them and watch your account balance appear! Here’s how to use USSD codes to check your FCMB account balance:

Step 1: Dial *329*00# on Your Phone

  1. Unlock your phone and open the dialer.
  2. Enter the USSD code *329*00# using the phone number linked to your FCMB account.
  3. Hit the call button to initiate the USSD code command.

Step 2: Enter Your Secret PIN

  1. The USSD menu will prompt you to enter your secret PIN for account access.
  2. Follow the instructions on your screen to enter your PIN securely.

Step 3: Receive SMS with Your Balance

  1. After successfully entering your PIN, anticipate an SMS notification on your phone.
  2. This SMS will proudly display your FCMB account balance, offering you instant financial insight.

How to Check Your FCMB Account Balance Using an ATM

An FCMB ATM is like your personal financial advisor, available 24/7. Here’s how to check your account balance using an FCMB ATM:

Step 1: Locate an FCMB ATM

  1. Utilize the FCMB ATM Locator tool available on the FCMB website or trust your knowledge of nearby ATM locations.
  2. Head to the selected FCMB ATM.

Step 2: Insert Your Card and Enter PIN

  1. Insert your FCMB debit card into the ATM’s card slot with care.
  2. Enter your confidential Personal Identification Number (PIN) using the ATM keypad.

Step 3: Choose Balance Inquiry

  1. On the ATM screen, navigate the menu options using the keypad.
  2. Look for the “Balance Inquiry” or “Check Balance” option and select it.

Step 4: View Your Balance

  1. Within moments, the ATM screen will proudly display your FCMB account balance, giving you an immediate snapshot of your finances.

How to Check FCMB Account Balance Online Using Internet Banking

For those who prefer the comfort of their home or office, FCMB’s online banking platform is your virtual haven for account management. Here’s how to use it to check your account balance:

Step 1: Visit FCMB Online Banking

  1. Open your preferred web browser—be it Google Chrome, Mozilla Firefox, Safari, or another option.
  2. In the address bar, type in the official FCMB website address:

Step 2: Log In

  1. Once on the FCMB homepage, locate the “Log In” or “Online Banking” section.
  2. Enter your online banking username and password to access your account.

Step 3: Access Account Information

  1. Successfully logged in? Great! You’ll find yourself on your personalized online banking dashboard.
  2. Within the dashboard, look for the “Accounts” or “Balance Inquiry” section, where the account balance feature resides.

Step 4: View Your Balance

  1. Click on “Account Balance” to access your current FCMB account balance.
  2. Your account balance will grace the screen, providing you with a real-time glimpse of your financial standing.
Also Check: Ways to Check Ecobank Account Balance. 

Additionally, you can check you can ask FCMB’s Temi to check your account for you on Facebook.

Frequently Asked Questions (FAQs)

  1. Are there fees associated with checking my account balance? No, FCMB provides these services free of charge.
  2. Can I check my balance in foreign currency? Yes, if you have a multi-currency account, you can view your balance in various currencies.
  3. Can I check multiple accounts using these methods? Absolutely, you can check the balances of all your FCMB accounts linked to your profile.
  4. How frequently can I check my balance using these methods? Feel free to check as often as needed, within daily transaction limits.
  5. Is using these methods safe? Yes, FCMB employs robust security measures to protect your account information.
  6. What if I forget my online banking password? You can reset it through the password recovery process on the FCMB website.
  7. Can I use these methods internationally? Yes, you can use them while abroad, provided you have an active internet connection or access to an FCMB ATM.
  8. Do these methods work for joint accounts? Yes, these methods apply to joint accounts, as long as your phone number is linked to the account.
  9. Can I check my account balance using someone else’s phone? No, your phone number must be linked to your FCMB account for the USSD code method to work.
  10. Are there daily transaction limits for using these methods? Yes, certain methods, such as ATMs and USSD codes, may have daily transaction limits for security. Consult FCMB for specific details.


Congratulations! You’re now equipped with the knowledge to effortlessly check your FCMB account balance through various methods: the mobile app, USSD codes, ATMs, and online banking. By following our straightforward instructions and referring to the FAQs, you can confidently access your account balance whenever the need arises. FCMB’s commitment to simplicity and convenience ensures that you remain informed and in control of your finances. Embrace the ease of managing your account balance with FCMB’s versatile banking solutions. With these tools at your disposal, financial clarity is just a few clicks or taps away.