How to Check Account Balance in First Bank: Knowing your account balance is essential for managing your finances effectively. First Bank, being one of Nigeria’s leading financial institutions, offers various convenient methods for checking your account balance. In this comprehensive guide, we will walk you through the step-by-step process of checking your account balance in First Bank, ensuring you stay informed about your financial status at all times.
Method 1: Check Account Balance via First Bank Mobile App
First Bank’s mobile app provides a user-friendly and convenient way to access your account balance on the go. Follow these steps to check your account balance using the mobile app:
Step 1: Download and Install the First Bank Mobile App
If you haven’t already, download the First Bank mobile app from the Google Play Store for Android users or the Apple App Store for iPhone users. Install the app on your smartphone.
Step 2: Log In to Your First Bank Account
Launch the mobile app and log in using your internet banking credentials. If you haven’t registered for internet banking, you can do so through the app or visit the nearest First Bank branch for assistance.
Step 3: Navigate to the Account Balance Section
Once you are logged in, the app’s home screen will display your account balance prominently. If not, navigate to the “Accounts” or “Balances” section to find your current account balance.
Method 2: Check Account Balance via First Bank USSD Code
First Bank offers a quick and accessible method to check your account balance using USSD codes. Follow these steps:
Step 1: Dial the First Bank USSD Code
From the phone number registered with your First Bank account, dial *894#.
Step 2: Select “Check Balance”
On the USSD menu, select “Check Balance” by entering the corresponding number.
Step 3: Receive Your Account Balance
Within seconds, you will receive an SMS containing your account balance. Please note that this service may incur a small service charge, depending on your mobile service provider.
Method 3: How to Check Account Balance in First Bank Via Internet Banking
First Bank’s internet banking platform allows you to access various account services, including checking your account balance. Follow these steps:
Step 1: Visit the First Bank Website
Go to First Bank’s official website (https://www.firstbanknigeria.com/) from your computer or mobile device.
Step 2: Log In to Your First Bank Internet Banking Account
Click on the “Internet Banking” or “Login” button on the website’s homepage. Enter your username and password to log in.
Step 3: Navigate to Account Balance
Once logged in, the internet banking dashboard will display your account balance. If not, look for an “Account Summary” or “Account Balances” section to find your current account balance.
Method 4: Check Account Balance via ATM
You can also check your First Bank account balance using any First Bank ATM. Here’s how:
Step 1: Visit the Nearest First Bank ATM
Locate the nearest First Bank ATM and insert your debit card.
Step 2: Enter Your PIN
Enter your four-digit Personal Identification Number (PIN).
Step 3: Select “Check Balance”
On the ATM screen, select “Check Balance” from the available options.
Step 4: View Your Account Balance
Your account balance will be displayed on the ATM screen.
Method 5: Check Account Balance via SMS
First Bank also provides the option to check your account balance through SMS. Follow these steps:
Step 1: Register Your Mobile Number
Ensure that your mobile number is registered with your First Bank account. If not, visit the nearest First Bank branch to update your contact details.
Step 2: Compose an SMS
From your registered mobile number, compose a new text message.
Step 3: Type the SMS Format
In the message body, type the following SMS format: “BAL (space) Your Account Number” (e.g., BAL 1234567890).
Step 4: Send the SMS
Send the SMS to the designated First Bank SMS code, which is usually 08076664444 or any other specified number.
Step 5: Receive Your Account Balance
Within a few moments, you will receive an SMS with your account balance details. This service is generally free of charge from First Bank, but standard SMS rates may apply depending on your mobile service provider.
Method 6: How to Check Account Balance in First Bank via Email
First Bank offers the option to receive your account balance through email. To enable this service, follow these steps:
Step 1: Register Your Email Address
Ensure that your email address is linked to your First Bank account. You can do this through internet banking or by contacting customer care.
Step 2: Compose an Email
Compose a new email from your registered email address.
Step 3: Enter the Email Subject
In the subject line, type “Account Balance Request.”
Step 4: Provide Account Details
In the email body, include your full name, account number, and any other required information for verification.
Step 5: Send the Email
Send the email to the designated First Bank email address or customer care service.
Step 6: Receive Your Account Balance
Shortly after sending the email, you will receive a response with your current account balance.
Method 7: Check Account Balance via First Bank Internet Live Chat
First Bank’s internet banking platform offers the convenience of live chat support. Follow these steps to check your account balance through live chat:
Step 1: Log In to First Bank Internet Banking
Access First Bank’s internet banking platform using your username and password.
Step 2: Navigate to Live Chat Support
Once logged in, look for the live chat support option on the website or within the internet banking dashboard.
Step 3: Initiate the Chat
Click on the live chat button to initiate a conversation with a customer service representative.
Step 4: Provide Account Details
Once connected with a representative, provide your account details for verification purposes.
Step 5: Request Account Balance
Ask the customer service representative to check your account balance.
Step 6: Receive Account Balance Information
The representative will promptly provide your current account balance and any additional details you may need.
Knowing your account balance is crucial for making informed financial decisions. First Bank offers several convenient methods to check your account balance, including through the mobile app, USSD code, internet banking, and ATMs. Whether you prefer the ease of the mobile app or the simplicity of USSD codes, staying up to date with your account balance is simple and accessible.
Choose the method that suits your preference and start checking your account balance regularly. By staying informed, you can manage your finances effectively and take control of your financial well-being with First Bank.
You may like to check How to Block Your First Bank ATM Card.