How to Block Zenith Bank Account: A Comprehensive Step-by-Step Guide - Techlimbs

How to Block Zenith Bank Account: A Comprehensive Step-by-Step Guide

Spread the love

Losing access to your bank account or facing suspicious activities can be a worrisome experience. In such situations, taking immediate action to block your Zenith Bank account is essential to safeguard your funds and personal information from potential fraudulent activities. In this comprehensive guide, we will walk you through the step-by-step process of how to block Zenith Bank account securely and efficiently.

Reasons to Block Your Zenith Bank Account

There are various reasons why you may need to block your Zenith Bank account:

  1. Lost or Stolen ATM Card: If your Zenith Bank ATM card is lost or stolen, blocking your account prevents unauthorized access and transactions.
  2. Suspected Fraudulent Activity: If you notice unusual or suspicious transactions on your account, blocking it can protect your funds from potential fraud.
  3. Phishing or Cybersecurity Concerns: In case you suspect that your online banking credentials have been compromised or you have fallen victim to phishing attempts, blocking your account immediately is crucial.
  4. Account Closure: If you have decided to close your Zenith Bank account permanently, blocking it ensures that no further transactions can be conducted.

How to Block Zenith Bank Account in a Branch

  1. Visit the Nearest Zenith Bank Branch: The first step in blocking your account is to visit the nearest Zenith Bank branch. Ensure you carry valid identification documents, such as a government-issued ID card or passport, for verification purposes.
  2. Inform the Bank Staff: Once at the bank, approach the customer service desk or a bank teller and inform them of your intention to block your Zenith Bank account. Provide them with your account details, full name, and any other relevant information to verify your identity.
  3. Complete the Necessary Forms: The bank staff will guide you through the process and provide you with the required forms to fill out. These forms will contain essential details about your account, the reason for blocking it, and your contact information.
  4. Submit the Request: After filling out the necessary forms, submit the request to the bank staff. They will review the information and process your request accordingly.
  5. Receive Written Confirmation: Once your account blocking request is successfully processed, the bank will provide you with written confirmation of the account block. Keep this confirmation safe for future reference.
  6. Update Account Information (If Necessary): If you suspect that your account was compromised due to outdated contact information or email address, consider updating your account details during the process to ensure you receive important communications from the bank.
  7. Report Lost or Stolen ATM Card (Optional): If your reason for blocking the account is a lost or stolen ATM card, it’s essential to report the incident to the bank immediately. The bank will block the card to prevent unauthorized transactions.

How to Block Zenith Bank Account via Zenith Bank Mobile App:

If visiting the bank in person is not feasible, Zenith Bank customers can also block their accounts using the Zenith Bank mobile app. Here’s how:

  1. Log in to the Mobile App: Launch the Zenith Bank mobile app on your smartphone and log in using your mobile banking credentials.
  2. Access the Help & Support Section: In the app’s menu, locate the “Help & Support” or “Account Services” section.
  3. Select “Block Account”: Within the Help & Support or Account Services section, choose the option to “Block Account” or a similar feature related to blocking your account.
  4. Confirm Your Request: The app will prompt you to confirm your request to block your account. Proceed with the confirmation.
  5. Receive Confirmation: Once the request is processed, you will receive a confirmation message on the app and possibly via email.

Blocking Your Account via USSD:

Zenith Bank customers can block their accounts using USSD by following these simple steps:

  1. Dial the USSD Code: From your registered mobile number linked to your Zenith Bank account, dial *966#.
  2. Select Account Blocking Option: A menu with various options will appear on your screen. Select the option for “Account Blocking” or a similar feature.
  3. Confirm Your Request: The USSD system will prompt you to confirm your request to block your Zenith Bank account. Follow the on-screen instructions to confirm the blocking.
  4. Receive Confirmation: Once your request is processed successfully, you will receive a confirmation message via SMS, indicating that your Zenith Bank account has been blocked.

Contact Zenith Bank Customer Care (Alternative Method):

If visiting the bank or using the mobile app is not possible, you can also contact Zenith Bank’s customer care helpline at 012787000. Inform the customer service representative about your intent to block your account and provide them with the necessary information for verification. They may ask for the branch you opened the account, your date of birth, last transactions, the year that you opened the account and any more.

Precautions When Blocking Your Zenith Bank Account:

  • Always ensure you have valid identification documents with you when visiting the bank to facilitate the verification process.
  • Be prepared to provide accurate and updated contact information to ensure you receive future communications from the bank.
  • Keep your written confirmation of the account block safe for your records.
  • If your account is blocked due to a lost or stolen ATM card, report the incident to the bank immediately to prevent unauthorized transactions.


Blocking your Zenith Bank account is a critical step to protect your funds and personal information in case of theft, fraud, or unauthorized access. By following the step-by-step guide provided in this article, you can confidently initiate the account block process and secure your financial assets.

Remember to keep your identification documents, account details, and contact information updated to facilitate a smooth account-blocking process. Always prioritize the security of your accounts and take necessary precautions to ensure a secure banking experience with Zenith Bank.

In situations where visiting the bank is not feasible, customers can utilize the Zenith Bank mobile app or contact customer care for alternative options. Blocking your account promptly can prevent potential financial losses and protect your confidential data. Do not rely only on frequently checking your Zenith Bank account balance as a way of monitoring a compromised account, take immediate steps to block the account.

Leave a Comment