How to Block Access Bank Account in 2023 - Techlimbs

How to Block Access Bank Account in 2023

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How to Block Access Bank Account: Losing access to your bank account can be a worrisome and unsettling experience. Whether you’ve misplaced your ATM card, suspect unauthorized access, or have fallen victim to theft, it’s essential to take immediate action to protect your funds and personal information. Access Bank, one of Nigeria’s leading financial institutions, offers a straightforward process to block your account temporarily. In this comprehensive guide, we will walk you through the step-by-step procedure to block your Access Bank account securely.

Why Block Your Access Bank Account

Blocking your Access Bank account is a crucial security measure that helps safeguard your funds and personal data. Here are some reasons why you might need to block your account:

  1. Loss of ATM Card: If your ATM card is lost or stolen, blocking your account prevents unauthorized transactions.
  2. Suspicious Activity: If you notice any suspicious transactions or unauthorized access, blocking your account is crucial to prevent further damage.
  3. Fraud Prevention: Blocking your account ensures that fraudsters cannot access your funds or use your account for malicious purposes.
  4. Protecting Personal Information: Blocking your account safeguards your personal and financial information from falling into the wrong hands.

How to Block Access Bank Account Via Customer Service

Follow these steps to block your Access Bank account effectively:

Step 1: Contact Access Bank Customer Support

The first step is to get in touch with Access Bank’s customer support as soon as possible. You can reach them through their customer care helpline or via email. Inform them that you want to block your account due to a lost ATM card, suspicious activity, or any other reason.

Step 2: Provide Account Details for Verification

To ensure the security of your account, the customer support representative may request specific information to verify your identity. Be prepared to provide details such as your full name, account number, date of birth, and any other required information.

Step 3: Submit a Written Request (If Required)

In some cases, Access Bank may require you to submit a written request to block your account. If requested, prepare a formal letter stating the reason for blocking the account and sign it. You may need to include your account details in the letter for proper identification.

Step 4: Visit the Nearest Access Bank Branch (Optional)

While you can initiate the account blocking process through customer support, you also have the option to visit the nearest Access Bank branch in person. If you prefer face-to-face communication, visit the branch and report the issue to the customer service desk.

Step 5: Receive Confirmation of Account Blockage

After providing the necessary information and completing any required documentation, Access Bank will confirm the blockage of your account. They may provide you with a reference number or confirmation message to acknowledge the account blockage.

Step 6: Report Lost or Stolen ATM Card (If Applicable)

If the reason for blocking your account is a lost or stolen ATM card, be sure to report it to the bank. Access Bank will deactivate the lost card and issue a replacement card to you.

Step 7: Unblock the Account (When Ready)

Once you have resolved the issue that led to the account blockage, contact Access Bank again to request the unblocking of your account. They will guide you through the process of reactivating your account.

How to Block Access Bank Account Via USSD Code

Follow these simple steps to block your Access Bank account using USSD:

Step 1: Dial the USSD Code On your mobile device, open the dialer and dial the Access Bank USSD code: *901#.

Step 2: Select “Block Account” Option After dialling the code, a menu with various options will appear on your screen. To block your account, select the option corresponding to “Block Account.” The specific option number may vary, so carefully read the options provided.

Step 3: Provide Your Account Number Once you select the “Block Account” option, you will be prompted to enter your Access Bank account number. Type in your account number using the keypad and ensure that it is accurate.

Step 4: Confirm the Action After entering your account number, a confirmation prompt will appear on your screen. Review the details you have provided to ensure they are correct. If everything is accurate, proceed by confirming the action.

Step 5: Enter Your USSD PIN For security purposes, you will be required to enter your USSD PIN. This is the same PIN you use for other USSD transactions on your Access Bank account. Enter the PIN and proceed.

Step 6: Receive Confirmation Message Once you have completed the steps, you will receive a confirmation message indicating that your Access Bank account has been successfully blocked. This action will prevent any unauthorized access or transactions on your account.

Step 7: Contact Customer Support (Optional) While blocking your account using USSD is a quick and convenient method, you may also choose to contact Access Bank’s customer support for further assistance or to report the reason for blocking your account.

Tips for Preventing Unauthorized Access to Your Account

While blocking your Access Bank account is a necessary step in times of loss, theft, or suspicious activity, it is equally important to take proactive measures to prevent such situations in the future. Here are some essential tips to safeguard your account from unauthorized access:

  1. Keep Your ATM Card Secure: Always keep your ATM card in a safe and secure place. Avoid carrying it loosely in your wallet or purse, and never leave it unattended.
  2. Use Strong Passwords: Create strong and unique passwords for your online banking accounts. Avoid using easily guessable information such as birthdays or names.
  3. Avoid Sharing Account Details: Never share your account details, ATM card PIN, or online banking credentials with anyone, even if they claim to be from the bank or customer support.
  4. Regularly Update Contact Information: Ensure that your phone number and email address registered with the bank are up-to-date. This will enable the bank to reach you in case of any suspicious activity.
  5. Monitor Your Account Regularly: Regularly review your account transactions through online banking or the mobile app. If you notice any unauthorized transactions, report them to the bank immediately.
  6. Enable Account Alerts: Opt to receive account alerts via SMS or email for any transactions made on your account. This will notify you of any activity on your account promptly.
  7. Be Cautious with Online Transactions: Exercise caution when making online transactions. Use secure websites with “https://” and avoid entering your account information on unfamiliar or suspicious websites.
  8. Avoid Public Wi-Fi: Refrain from conducting financial transactions or accessing your online banking account while connected to public Wi-Fi networks. Use secure and trusted networks for such activities.
  9. Log Out Properly: Always log out of your online banking session or mobile app after use, especially when accessing it from shared devices.
  10. Report Lost or Stolen Cards Immediately: If your ATM card is lost or stolen, report it to Access Bank as soon as possible to prevent unauthorized use.

Remember, the security of your bank account is a shared responsibility between you and the bank. Taking these precautions will significantly reduce the risk of unauthorized access and ensure the safety of your funds.

How to Block Access Bank Account: Frequently Asked Questions (FAQs)

To further assist you in understanding the process of blocking your Access Bank account, here are some frequently asked questions along with their answers:

1. Is there a fee for blocking my Access Bank account?

No, Access Bank does not charge any fees for blocking your account. It is a security measure to protect your funds and personal information, and the bank takes it seriously to ensure your account’s safety.

2. Can I block my account temporarily and unblock it later?

Yes, you can block your account temporarily and unblock it later when the issue has been resolved. Once you contact Access Bank and request the unblocking of your account, they will guide you through the process of reactivating it.

3. How long does it take to block my Access Bank account?

The process of blocking your account can vary depending on the reason for the blockage and the bank’s procedures. Generally, it should be done promptly after reporting the issue to customer support or visiting a branch.

4. Can I still access my account online after it is blocked?

No, once your account is blocked, you will not be able to access it through online banking or the mobile app. The blockage ensures that no transactions can be made until the account is unblocked.

5. What should I do if I suspect fraudulent activity on my account?

If you suspect any fraudulent activity on your Access Bank account, contact the bank’s customer support immediately. They will guide you through the necessary steps to safeguard your account and prevent further unauthorized transactions.

6. Can I block my account through the mobile app?

As of the time of writing this blog post, Access Bank does not offer a direct feature to block your account through the mobile app. To block your account, you should contact customer support or visit the nearest branch.

7. Can I still use my debit card for online transactions after blocking my account?

No, once your account is blocked, your debit card will also be blocked, and you will not be able to use it for any transactions until the account is unblocked or a new card is issued.


Blocking your Access Bank account is a crucial step in securing your funds and protecting your financial information. By following this comprehensive step-by-step guide, you can ensure a smooth and efficient process to block your account temporarily if the need arises. Remember, prompt action is essential to prevent any unauthorized access or fraudulent transactions on your account. If you have any questions or concerns regarding how to block Access Bank account, do not hesitate to contact Access Bank’s customer support for assistance.

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