GTB Transfer Code – Full List of GTBank USSD Codes (2023) - Techlimbs

GTB Transfer Code – Full List of GTBank USSD Codes (2023)

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GTB TRANSFER CODE: Discover the power of GTBank USSD code (*737#) – your key to effortless banking transactions. From balance checks to transfers and bill payments, navigate GTBank’s USSD services with ease.

In the digital age, banking has taken on a new level of convenience, thanks to technology-driven innovations. One such innovation is the Unstructured Supplementary Service Data (USSD) technology, which has revolutionized how banking transactions are carried out. GTBank, a leading commercial bank in Nigeria, has harnessed the power of USSD with its GTBank transfer code, offering customers the ease of performing various transactions right from their mobile phones. In this informative guide, we’ll delve into the intricacies of the USSD, from its basics to the extensive range of services it offers.

What We Covered

  • What is USSD?
  • What is GTB USSD Code?
  • Requirements to Register & Activate GTB Transfer Code
  • How to Register & Activate GTB Code
  • List of All GTB USSD Codes
  • GTB Transfer Code for Checking Balance
  • GTB USSD to Transfer Money from GTB to GTB
  • GTB Code to Transfer Money from GTB to Other Banks
  • GTBank Transfer Code for Opening an Account
  • GTB USSD for Buying Airtime for Self
  • GTB Code for Buying Airtime for Others
  • GTB USSD Code for Withdrawal
  • GTB Transfer Code for Bill Payments
  • GTB USSD Code to Block ATM Card
  • USSD Code to Block Account
  • Benefits of Using GTB Code
  • GTB USSD Charges
  • FAQs and Answers on GTB Transfer Code
  • About GTB Nigeria

What is USSD?

USSD, short for Unstructured Supplementary Service Data, is a technology that enables seamless communication between a mobile phone and an application server operated by mobile network operators. Unlike internet-based services, USSD codes are short numeric combinations that facilitate specific tasks without requiring an internet connection. This makes USSD accessible to all mobile phone users, including those who don’t own smartphones.

What is GTB USSD Code?

GTB USSD code, *737#, is the gateway to a plethora of banking services provided by GTBank. This code empowers customers to perform an array of financial transactions, including checking account balances, transferring funds, bill payments, and purchasing airtime. This technology is an embodiment of GTBank’s commitment to offering seamless banking experiences and promoting financial inclusion.

Requirements to Register & Activate GTB Transfer Code

To take advantage of GTB USSD services, a few prerequisites are essential:

  1. GTBank Account: You must have an active account with GTBank.
  2. Registered Phone Number: Your mobile number must be registered with your GTBank account.
  3. Mobile Phone: Any type of mobile phone will suffice.
  4. Personal Identification Number (PIN): A unique 4-digit PIN is required for transaction security.

How to Register & Activate GTB Code

Activating the GTB USSD code is straightforward and can be done in two methods:

  1. Dial *737# from your registered mobile phone number.
  2. Select option 1 (for “Airtime & Data”).
  3. Enter your GTBank account number.
  4. Create a 4-digit PIN code for the USSD service.
  5. Confirm the PIN code.

Alternatively, you can activate the GTB USSD code without an ATM card by dialling *737# and following the on-screen instructions. This approach streamlines the activation process and enhances convenience.

Also Read: How to Activate TAJBank Transfer Code

List of All GTB USSD Codes

The GTB USSD code opens the door to a wide array of transactions, each assigned a specific code for ease of use:

TransactionUSSD Code
Check Balance*737*6*1#
Transfer to GTBank Account*737*1*Amount*Account Number#
Transfer to Other Banks*737*2*Amount*Account Number#
Cardless Withdrawal*737*3*Amount#
Airtime Top-Up (Self)*737*Amount#
Airtime Top-Up (Others)*737*Amount*Phone Number#
Data Purchase*737*4#
Fast Track Deposit*737*48*Amount*Nuban#
Pay Cable Bills*737*37*Amount*Smartcard Number#
Retrieve BVN*737*6*1#
Hotlist ATM Card*737*51*73#
Account Opening*737*0#
Generate OTP*737*7#
Loan Balance*737*6*2#
Card Status*737*6*3#
Airtime Advance*737*8*1#
Advance Salary*737*8*2#

GTB Transfer Code for Checking Balance

Dialling *737*6*1# allows you to effortlessly check your account balance. Upon entering your PIN, your available balance will be displayed on your screen, providing an instant snapshot of your finances.

GTB USSD to Transfer Money from GTB to GTB

GTB Transfer Code

Transferring funds within GTBank accounts is seamless using the GTB USSD code. Dial *737*1*Amount*Account Number#, choose the recipient’s bank, and confirm the transaction with your PIN.

GTB Code to Transfer Money from GTB to Other Banks

For interbank transfers, use *737*2*Amount*Account Number#. The USSD service guides you through the process, ensuring secure and efficient transactions.

GTBank Transfer Code for Opening an Account

If you’re looking to open an account without visiting a branch, dial *737*0# to kick-start the process. Follow the prompts to complete your account setup conveniently.

GTB USSD for Buying Airtime for Self

Need to recharge your phone? Dial *737*Amount# to swiftly top up your airtime using your GTBank account balance.

GTB Code for Buying Airtime for Others

For the convenience of friends and family, use *737*Amount*Phone Number# to purchase airtime for other mobile numbers. Your account will be debited accordingly.

GTBank USSD code for Withdrawal

No need for an ATM card. Dial *737*3*Amount# to initiate a cardless withdrawal and follow the prompts to access your funds securely.

GTB Transfer Code for Bill Payments

Settle bills with ease by dialling *737*37*Amount*Smartcard Number#. The USSD service simplifies bill payments, saving you time and effort.


Retrieve your Bank Verification Number (BVN) by dialling *737*6*1#. Your BVN will be displayed, ensuring seamless verification.

GTB USSD Code to Block ATM Card

In case of a lost or stolen ATM card, dial *737*51*73# to promptly block the card and safeguard your funds.

USSD Code to Block Account

To temporarily deactivate your account, dial *737*911# and follow the on-screen instructions.

Benefits of Using GTB Code

The GTB USSD code offers an array of advantages:

  1. Convenience: Perform banking tasks from anywhere using your mobile phone.
  2. Accessibility: USSD codes are compatible with all types of mobile phones.
  3. Time-saving: Transactions are faster compared to traditional methods.
  4. Security: Transactions require a PIN, enhancing account security.

GTB USSD Charges

While the convenience of USSD transactions is undeniable, it’s important to note that there are charges associated with using the service. These charges vary depending on the transaction type.

Here is a list of services and charges applicable:

  1. Account Opening: Free
  2. Airtime (Self): Free
  3. Airtime (3rd Party): Free
  4. Transfers (GTBank): N20
  5. Transfers (Other Banks): N80
  6. Cardless Withdrawal: N50
  7. Fast Track Deposit: N20
  8. Data Purchase: Free
  9. Account Balance/Account No/ BVN: N10
  10. Loan Balance: N10
  11. Card Status: N10
  12. Cheque Book Status: Free
  13. Generate OTP: Free
  14. Airtime Advance: 0.08
  15. Give: Free
  16. Edu: Free
  17. Checkout: Free
  18. Total Cashout: N50
  19. StarTimes Subscription: N100
  20. Swift Network Subscription: N100
  21. Salary Advance: N20

These prices may change, therefore, It’s advisable to consult both your mobile network provider and GTBank for precise fee details.

FAQs and Answers on GTB Transfer Code

  1. What is the new USSD code for GTB? The new USSD code for GTB is *737#.
  2. How can I get USSD code for GTB? Dial *737# to access GTB mobile banking.
  3. How can I activate GTB mobile banking without ATM? Dial *737# and follow on-screen prompts.
  4. How do I find my USSD GTB account number? Dial *737*6*1# or *737# and select “Balance”.
  5. What is the GTB Bank Transfer Code to Other Banks? *737*2*Amount*Account Number#.
  6. How do I set up GTB mobile banking? Dial *737# on your registered number and follow the prompts.
  7. Is there a charge for using the GTB USSD code? Yes, charges vary by service.

About GTB Nigeria

Guaranty Trust Bank, commonly referred to as GTBank, stands as a leading financial institution in Nigeria, renowned for its unwavering commitment to excellence and innovative banking solutions. Headquartered in Lagos, GTBank has established itself as a symbol of quality service and customer-centered banking.

Since its inception in 1990, GTBank has grown to become a prominent player in Nigeria’s banking sector, recognized for its progressive approach to finance. The bank’s dedication to embracing technology is evident in its introduction of services like the GTB transfer code (*737#), allowing customers to carry out transactions conveniently using their mobile devices.

GTBank’s accessibility is highlighted through its user-friendly digital platforms, catering to a diverse range of customers across the nation. Beyond financial services, the bank actively engages in corporate social responsibility initiatives, emphasizing community development and positive impact.

By seamlessly merging technology, innovation, and customer satisfaction, GTBank continues to set new standards for the Nigerian banking industry, showcasing its unwavering commitment to excellence.


The GTB transfer code, *737#, has ushered in a new era of banking convenience. From checking balances to transferring funds and paying bills, GTBank customers have a powerful tool at their fingertips. This USSD service embodies GTBank’s commitment to embracing technology for accessible and secure banking. As you embark on your USSD banking journey, remember to familiarize yourself with the wide range of services available and stay informed about associated charges. GTBank’s *737# is not just a code; it’s a gateway to seamless financial transactions.

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